As you might know if you read my other blogs, I’m a co-host of the Moms Money podcast. I really haven’t had much to say about money on this blog, preferring to keep to mothering topics. But that’s about to change.
Now, a disclaimer.
The fact that I have a home based business, co-host an internet talk radio show about money and am going to talk about money from time to time here doesn’t mean I’m “all about money”. I’m not a materialistic person. In fact I much prefer to live a simple uncluttered life. I own 3 pairs of jeans. I own 10 pairs of shoes. I drive an older car. I listen to the same 5 CDs over and over. I shop at thrift stores often. I’m frugal.
I also know that the most important things in life, like my relationship with God, family and personal growth, have little to do with money. I have structured my business around my kids, not the other way around, and it will always be that way.
Still, money and personal finance IS an important topic. People who don’t “deal” with their money well are generally less happy than people who are smart with their money. Their lack of attention to good financial savvy causes them much unhappiness. Money is like your teeth – if you don’t take good care of it now and prefer to ignore it, it will come back and cause you a lot of pain later! I am even of the opinion that being a good steward of money is one way to show God how thankful we are for his blessings (remember the illustration Jesus spoke about the talents?).
With all that said, I’ve been on a real tear lately about personal finance. As I said on the first Mom’s Money show, I made a decision once in my life that caused me untold pain. And I made that decision because of money. I vowed that I would never be in that position again, so I took action to make sure that money didn’t come between me and happiness again.
I’ve had sessions with a personal finance coach, have read tons of books on finances and have toyed with the idea of launching a new blog about moms and money. But, I already have a blog. So why not put some stuff here? LOL!
One thing I *have* spoken about before is that something I’ve noticed in the Natural Mom (as well as the Christian) community is a fear of money. I have had close relationships with women who were very talented at something and who were also very broke and unhappy about their brokeness. One of them could paint beautifully and had painted murals both for herself and other people. The other had a real crafty talent. I’m almost envious of women like that because I don’t have an artistic bone on my body.
When I suggested to these women that they start a small business in their spare time to earn some extra cash (that they complained about never having), they balked. They made excuses. They showed their fear of money. In fact that’s one reason I decided to launch the Natural Moms Business Guide – to help these women get online with their talents and earn some money to make thing easier for their families and give them some self esteem (c’mon, admit it ladies – we feel better about ourselves when we don’t have to ask someone for money!). Mommy blogs, as profitable businesses, also have a lot of tax benefits. Using online tax software helps keep track of each of the tax deductions available for mommy bloggers.
Now, fear of money and bad attitudes around money are certainly not unique to Natural Moms – it’s just that I think some of us feel a little smug and justified by our positions. We say things like “money can’t buy happiness”, “money isn’t important to me” “love makes the world go ’round” (and other half truths), and please pass the hemp skirt and Birkenstocks. And we feel like we’re all the crunchier and greener and empathic-er for having these feelings. But I’m convinced it’s a ruse – what do you think?
So to get these things off my chest, I’ve decided to add a new category here on this blog all about money. I look forward to having discussions with you about this.
See also: All The Money in the World